Discover how Section 125 can impact your business.

• The average business owner saves between $1,000 to $2,500 per employee, per year.

  • Example: If a company has 100 employees, they can save $100,000 to $250,000 per year - a savings of over $1M to $2.5M over the course of 10 years.

• Provides additional, material wellness benefits to help attract and retain employees

• Can be designed and installed at no net cost to the employer

• Minimum time requirement. Onboarding & implementation typically takes less than 1 hour/year.

• Employees automatically opt-in; insuring maximum participation and tax benefits for employers.

• IRS compliance fully insured by Breckpoint, a Lloyd’s of London subsidiary.

Maximum Flexibility

Our custom designed plans:

• Do not require replacing existing health insurance, rather they can compliment existing insurance coverage.

• Commonly, can either replace or supplement a poorly designed Section 125 Plan to insure higher participation and maximization of tax savings.

Gateway to the next revolution in healthcare

With every Section 125 analysis we include a Horizon Report at no cost. In a world where businesses have grown accustomed to increasing premiums every year, often times coupled with a decline in satisfaction, the Horizon Report will outline health insurance plan alternatives that can:

• Save 20-40% off health insurance premiums

• Save 30-50% off prescription drug costs

• Go to any doctor, no network restrictions

• Low deductible and no deductible plan options

• Leverages Precision Medicine and AI to dramatically reduce cost and increase positive health outcomes

Why employees love it

In addition to helping your bottom line, your employees will enjoy the following benefits from your Section 125 plan:

• An increase in their take home pay, typically a 3-5% increase (without that increase coming from the business owner’s pocket).

• Access to wellness benefits that materially compliment their existing health insurance plan.

  • Reduces current health insurance deductibles by $1,000

  • Reduces prescriptions drug costs

  • Leverages AI to reduce errors in prescriptions

  • Access to an in-house pharmacy means drugs are created based on each individuals unique physiology vs. generalized population and demographics

No Cost Audit of Existing Plans

Due to a mix of factors such as poor plan design, benefits and participation rates many business owners with an existing plan are only seeing a few hundred dollars in tax savings per W2 employee annually. This is in contrast to a more modern 125 plan with robust benefits that’s designed to fully maximize the tax savings. We can provide a no cost audit of existing plans to see how much is the current gap between what’s been realized and what’s possible. From there we help businesses effectively bridge that gap and reduce or eliminate the delta altogether.

How much can your business save?

Book a 15-20 minute discovery call. We’ll walk you through some additional details, answer any questions you have and outline the simple next steps to implement a custom plan built specifically for your business.